Florida Flood Insurance Agency Inc.  


(407) 876- 1000  

Florida Flood Insurance Agency Inc. is committed to being one of the premier independent insurance agencies in Windermere, Florida. Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public.

Florida Flood Insurance Agency Inc. is a general independent insurance agency with a broad range of Commercial, Personal, Life, and Health products. We’ve aligned ourselves with some of the finest carriers to deliver these products to you.



The History of Florida Flood Insurance Agency Inc.

Re-organized in the fall of 2002 Florida Flood Insurance Agency Inc.  continues to provide a specialty market for Flood Insurance for personal and commercial structures. Other lines of insurance include Windstorm and Health and Life insurance products. From our office in centrally located Windermere we serve the entire state of Florida. Florida Flood Insurance Agency Inc. is currently owned and operated by 40-year insurance professional L. H. Mcgrath.

Previously, the agency was originally established by L. H. McGrath in 1980 and  operated as the Florida Flood Insurance Agency Inc. dba Windermere Insurance Agency, a full service independent agency. Starting from scratch it grew successfully to a full service agency with multiple locations and a staff of over 15 people representing over 20 insurance companies.

In 2002 the name was changed to Insurance Services of Central Florida, Inc dba Windermere Insurance agency and the ownership of the agency was sold to others.  L. H. McGrath retained ownership of Florida Flood Insurance Agency, Inc. and continues it as a solid market for flood insurance for those customers who want to have their flood insurance policies remain with the same insurance company and agency while their insurance companies and agents may change over the years for their homeowner, dwelling, auto and business policies in the volatile Florida insurance market.

Flood Smart Information





There is a difference in where you buy your protection. Many people don't realize there are three sources for insurance:

  1. Captive Agents, who can sell you the insurance of only one company.
  2. Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.
  3. Independent Insurance Agents, who represent a number insurance companies, and research with these firms to find you the best combination of price, coverage and service.

Call us now or click here to Email us. 

Your Independent Insurance Agent:

  • Is a licensed professional with strong customer and community ties.
  • Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
  • Unlike other agents, is not beholden to any one company; thus, you don't need to change agencies as your insurance and service needs change.
  • Assists you when you have a claim.
  • Is your consultant working with you as you determine your needs.
  • Offers you a choice of insurance plans and programs.
  • Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
  • Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.
  • Can periodically review your coverage to keep up with your changing insurance needs.
  • Treats you like a person, not just another number.

There is a difference!

Florida Flood Insurance Agency Inc.
Mailing:  PO Box 910
Physical:  106 West 6th Ave
Windermere, FL 34786
Phone: (407) 876-1000
Fax: (407) 876-2100
[email protected]

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